Interest Free Credit
Interest Free Finance
At Luxair UK Limited, we offer interest free finance all purchases over £250 for periods of either 6 or 12 months, making the purchase of your new cooker hood or hob that bit easier.
You don't need any documents with you, your identity is all verified electronically and the application process only takes a few minutes, with an instant decision.
They say that good things come to those who wait. But we know that sometimes you just can't wait to make a purchase - whether it's one of life's essentials that you can't live without, or one of life's luxuries that you may not need, but you really, really want!
We use V12 Retail Finance to provide our customers with a flexible payment option. Please note that if your application is accepted, your contract will exist between yourself and V12 Retail Finance and not with Luxair UK Limited. V12 are a highly ethical and reputable company specialising in retail finance and are authorised and regulated by the FCA. You will not be charged for taking out finance and there is no interest or charges to pay at all on top of the purchase price as long as you keep to the payment schedule.
Once you have completed a short application form you will get an instant decision and be able to electronically sign the agreement. You will have to pay a 10% deposit upfront and the balance is split across your chosen period without any additional fees.
V12 are the UK's only specialist provider of retail finance and have a proven track record over 20 years of providing paperless finance solutions. V12 is authorised and regulated by the Financial Conduct Authority (FCA) and Secure Trust Bank Plc is authorised by Prudential Regulation Authority regulated by the Financial Conduct Authority.
As part of the application process you will be asked to verify your identity by allowing V12 to authorise a 50p payment on a credit or debit card that is registered to you. This amount will not be charged, but is authorised only and used to verify your identity.
We cannot guarantee that your application will be accepted and your credit file will need to be searched for the application to proceed. You must be over 18, have lived in the UK for 3 years or more and able to make regular payments by Direct Debit.
What happens if my application is refused?
There are a number of reasons that an application might be turned down, including mistyped details on the application form. You are able to appeal the decision and get more information and advice by contacting V12 on: 02920 468916 or [email protected]
V12 Retail Finance Limited. Registered in England and Wales 4585692.
Authorised and regulated by the Financial Conduct Authority. Registration number: 679653. Correspondence address: 20 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ.
Secure Trust Bank PLC. Registered in England and Wales 541132.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration number: 204550. Registered Office for both: One Arleston Way, Solihull, B90 4LH.
V12 Retail Finance is a trading name of Secure Trust Bank PLC.